The Unique Identification Authority of India (UIDAI) was constituted as an attached office under the Planning Commission of India, to develop and implement the necessary legal, technical and institutional infrastructure to issue unique identity to residents of India. One of the key challenges that people in India face is the difficulty of establishing identity. People have multiple identity documents, each serving a different purpose. There are often separate sets of requirements to be fulfilled to get these documents. The singular problem that the UIDAI will seek to solve is that of “identity”. Once a person has a Aadhaar, their basic identity linked to their biometrics is established and can be used to uniquely identify the individual.
An individual who is a resident in India and satisfies the verification process laid down by the UIDAI can get an Aadhaar. It will not be compulsory to get Aadhaar, it is voluntary. However in time, certain service providers may require a person to have Aadhaar to deliver services.
Process followed to issue Aadhaar:
» A resident will have to go to an enrolling agency, fill up an application form and provide the supporting documentation including photo and finger print including photo, all ten finger prints and both irs scan.
» The enrolling agency will collect this information and send the data, either in single or in batches, to the registrar who will pass this on to the Aadhaar database.
» The system will engage in a de-duplication exercise.
» If the individual is not already in the database, a Aadhaar will be issued and sent to the person at his/has residence. The Aadhaar will also be sent to the Registrar for use in their service database.
» If the individual is already in the database the registration will be rejected and the person will be informed of the same.
» The Registrar will scan the supporting documents and send it to the UIDAI and keep the physical copies with it.
Aadhaar and Financial Inclusion:
As per the Finance Minister’s budget speech this year, all villages in excess of 2000 people must have access to banking facilities. Ministry of Finance and RBI have allocated these villages amongst banks. Banks have been given targets to cover their allocated villages by March 2012. Aadhaar-based financial inclusion can help banks and local officials meet their financial inclusion targets.